Mint is perfect for many people because of its useful personal finance capabilities including budgeting, transaction monitoring, categorization, and bill reminders, but the lack of an account reconciliation option makes it unsuitable for others. New, essential functions, such as credit score tracking, are added to the app on a regular basis. As of September 2018, the features listed below were available.

Features

1. Categorization
   As transactions come in, the software automatically allocates budget spending categories to them. For the most part, the automatic categorization is accurate, but you may quickly rename or recategorize transactions if necessary.
2. Budgeting
   In Mint, a budget is not a single plan that contains all budget elements. Instead, each category is treated as its own budget, and you can set aside money for as many as you need.
3. Setting Financial Objectives
   The Goals page is where you may set up short- and long-term savings goals, such as putting money aside for an emergency fund or paying off debt. Each goal must be associated with one of your accounts, and each account can only have one goal.
4. Keeping track of bills
   Instead of signing in to different sites, the Bills feature allows you to track all of your bills in the Mint app. You can establish payment reminders and receive notifications when your account balances are too low to pay them.
5. Trends and Reports
   With the Trends function, you may create a range of easy but configurable reports. Spending, income, net income, assets, debts, and net worth are all examples of reports. You may filter the report by data category, tag, or merchant, and you can view your spending for the current month or another time period (payee).

More features include:

• User-friendliness
• Experimenting with different scenarios is possible with flexible budgeting tools.
• Financial reports and alerts are sent to you by email or text message.
• TurboTax integrates with third-party tax software.
• Equifax provides a free credit score.
• Unusual account activity, bill reminders, and low balance alerts via email or text
• Data security at the bank level for account aggregation
• Financial reports that are easily customized and digestible
• On-the-fly creation of spending and income categories
• Transactions from practically any financial institution in the United States are automatically downloaded.
• Downloaded transactions are automatically classified.